RTP® Online Application & Dashboard for Request for Payments
Why Businesses Need RTP® for B2B & C2B Bill Pay
The Future of Real-Time Payments for B2B & C2B Bill Pay
In today's fast-paced digital economy, real-time payment processing is no longer a luxury—it's a necessity. Whether you're handling B2B (Business-to-Business) or C2B (Consumer-to-Business) bill payments, a seamless and secure transaction experience is crucial.
With TodayPayments.com, you gain access to the Real-Time Payments (RTP®) network and The FedNow® Service, ensuring instant fund transfers, simplified invoicing, and secure merchant processing. Our online application and dashboard allow businesses to send and receive funds 24/7, 365 days a year without the need to visit a bank.
Key Features of TodayPayments.com’s RTP® & FedNow® Merchant Processing
RTP® Online Application & Dashboard for Request for Payments
1. Why Businesses Need RTP® for B2B & C2B Bill Pay
Many businesses face delays and high fees when handling large payments, recurring invoices, and supplier transactions. Traditional payment methods such as ACH and wire transfers can take days to process, while credit card fees eat into profit margins.
With RTP® and The FedNow® Service,
businesses can:
✔ Send and receive payments
instantly, anytime, anywhere.
✔ Eliminate the risk
of delayed transactions and high processing fees.
✔
Securely process bill pay requests for suppliers, vendors, and
customers.
✔ Enjoy real-time bank reconciliation
with transaction tracking.
2. Key Features of TodayPayments.com’s RTP® & FedNow® Merchant Processing
✅ Apply Online - No Bank
Visits Required: Complete the process 100% online with instant
approval for eligible businesses.
✅ Multiple
MIDs (Merchant Identification Numbers): Set up multiple
merchant accounts across different financial institutions for
flexibility.
✅ Alias-Based Transactions:
Use company cell phone numbers or email addresses instead of
sensitive financial data for transactions.
✅
Hosted Payment Page: Seamlessly integrate payments with a
custom Hosted Payment Page or Request-for-Payments (RfP)
messaging.
✅ Support for High-Risk
Merchants: We work with businesses in legally approved
high-risk industries, even those with poor or bad credit.
3. Steps to Get Started with RTP® Processing for B2B & C2B Bill Pay
1️⃣ Submit an online
application at
TodayPayments.com.
2️⃣ Get approved for
RTP® and FedNow® processing with multiple MIDs.
3️⃣
Integrate your merchant account with QuickBooks® QBO for easy
reconciliation.
4️⃣ Start sending and receiving
real-time payments instantly.
Why Choose TodayPayments.com for RTP® & FedNow® Processing?
- QuickBooks® QBO Integration – Can your bank do this?
- Multiple payment methods, including POS, mobile, and email invoicing.
- Support for legally approved high-risk businesses.
- Real-time fund transfers for bill pay and invoicing.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
How to Apply for RTP® & FedNow® for Your Business
1️⃣ Visit
TodayPayments.com and submit your application.
2️⃣
Gain approval and access our online dashboard for instant
transactions.
3️⃣ Set up
Request-for-Payments (RfP) for your customers and vendors.
4️⃣ Experience seamless and secure B2B & C2B
payments in real time.
🚀 Get Started with RTP® & FedNow® Today!
Don't let outdated payment processing slow down your business. At TodayPayments.com, we provide cutting-edge, real-time payment processing with instant fund transfers, no unnecessary restrictions, and full integration with leading accounting platforms.
✅ Apply Now and Transform Your Business Payments!
👉 Get Started Today - Your real-time payment solution awaits!
Creation Request for Payment Bank File
Enhance Your RTP Business Signup Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH
and
Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.
Contact Us for RTP Business Signup payment processing pricing
